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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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Getting Children Ready for School - Tips for Working Parents



Here are some tips on how working parents can handle getting children ready for school:

1. Plan ahead: Prepare a schedule for the week ahead, including meal plans, homework schedules, and clothes for the next day. This will help you stay organized and avoid last-minute stress.

2. Involve your children: Encourage your children to take responsibility for their own tasks, such as packing their own lunches and laying out their clothes for the next day. This will help them develop independence and make them feel more involved in the process.

3. Prepare meals in advance: Consider preparing meals in advance, such as on weekends or evenings when you have more time. This will save you time during the week and ensure that your children have healthy meals to eat.

4. Create a homework routine: Establish a homework routine that works for your family, such as setting aside a specific time each day for homework. This will help your children develop good study habits and ensure that they complete their homework on time.

5. Ask for help: Don’t be afraid to ask for help from family members or friends if you need it. You can also consider hiring a babysitter or nanny to help with childcare and household tasks.


Remember, it’s important to take care of yourself as well as your children. Make sure to take breaks when you need them and prioritize self-care activities such as exercise, meditation, or reading a book.

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