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Best Budget Phone Plans in Canada Under $35/Month (2026)

$29 Lucky Mobile 65 GB · Bell LTE · Best Value $29 Chatr 50 GB · Rogers LTE $29 Fizz 50 GB · 4G · ON/BC/AB $34 Chatr 80 GB · Rogers LTE · Most Data $35 Public Mobile 25 GB · 5G · US & MX included Canadians pay some of the highest mobile rates in the world — or at least, they used to. Budget carriers and flanker brands have quietly been slashing prices and packing in data throughout 2026, and today there are legitimate plans under $35/month that include unlimited talk & text, 5G speeds, and tens of gigabytes of data . The catch? These deals live on the websites of smaller brands like Lucky Mobile, Chatr, Fizz, and Public Mobile — not the Rogers/Bell/Telus homepage you're probably used to. They all run on the exact same Big Three towers, and most don't require a contract or credit check. You just need to Bring Your Own Device (BYOD). Pro Tip — Autopay = More Data: Almost every plan below requires automatic top-up or autopay enabled to qualify for the advertised price a...
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RESP: A Smart Way to Save for Schooling.


RESP is a great way to save for schooling. RESP stands for Registered Education Savings Plan. It is a government-sponsored investment account that helps parents save for their child’s post-secondary education. One of the key benefits of RESP is that it allows your savings to grow tax-free until the funds are withdrawn. This means that any investment income earned within the RESP is not subject to tax as long as it remains in the plan. Additionally, the government provides grants and incentives to encourage parents to save for their child’s education. For example, the Canada Education Savings Grant (CESG) matches 20% of the contributions made to an RESP, up to a maximum of $500 per year. This can significantly boost your savings over time.


RESPs offer flexibility in terms of investment options. You can choose from a wide range of investment products such as mutual funds, stocks, bonds, and guaranteed investment certificates (GICs). This allows you to tailor your investment strategy based on your risk tolerance and financial goals. Moreover, when it comes time to withdraw funds from the RESP, the earnings are taxed in the hands of the student, who typically has little or no income. Since students usually have a lower tax rate than their parents, this can result in significant tax savings.


In summary, RESP is an excellent way to save for schooling as it offers tax advantages, government grants, and investment flexibility. It provides parents with a structured and efficient means of saving for their child’s post-secondary education while maximizing their savings potential.

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