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Best Low-Cost ETFs for Canadian Investors in 2026 — Complete Guide

  Published: April 2026 | Reading time: 12 min | Category: Investing, Personal Finance, RRSP, TFSA If you want to build long-term wealth in Canada without paying a financial advisor 1–2% of your portfolio every year, low-cost ETFs are the answer. A single well-chosen ETF can give you instant exposure to hundreds or thousands of companies worldwide — for as little as 0.20% in annual fees. This guide covers the best ETFs available to Canadian investors in 2026 — for your TFSA, RRSP, and non-registered accounts — with clear explanations of what each one holds, what it costs, and who it's best for. Why Low-Cost ETFs Beat Most Other Investments for Canadians Before getting into specific funds, here's why this matters so much. The fee problem with mutual funds The average Canadian mutual fund charges a Management Expense Ratio (MER) of 2–2.5% per year. That might sound small, but on a $200,000 portfolio it's $4,000–$5,000 leaving your account every single year — regar...
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Avocado Toast

 


This is the easiest—and the last—avocado toast recipe you'll ever need to know. Memorize the recipe, then use it as a jumping off point for your favorite avocado toast riffs. Put an egg on it, top it with tuna salad or crown it with fluffy alfalfa sprouts for a healthy and satisfying meal. 


Ingredients

  • ½ small avocado
  • ½ teaspoon fresh lemon juice
  • ⅛ teaspoon Kosher salt
  • ⅛ teaspoon freshly ground black pepper
  • 1 slice whole grain bread, toasted
  • ½ teaspoon extra-virgin olive oil
  • Maldon sea salt flakes or red pepper flakes for garnish (optional)

Directions

  1. 1. In a small bowl, combine avocado, lemon juice, salt, and pepper. Gently mash with the back of a fork.

  2. 2. Top toasted bread with mashed avocado mixture. Drizzle with olive oil and sprinkle over desired toppings.

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