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5 Things to Know Today: BoC Hike Odds, Fixed Rates, Tariff Swap, $100 Oil & Budget Countdown (Oct. 25)

  Canadian Money Brief • Sunday, October 25, 2026 A big week for your wallet starts Wednesday. Here are the five things Canadians should know before it begins. 1 The Bank of Canada decides Wednesday, and markets lean toward a hike The Bank of Canada announces its rate decision at 9:45 a.m. ET on Wednesday, Oct. 28, alongside a new Monetary Policy Report. Prediction markets price roughly a 79% chance of a quarter-point hike to 2.50%, up sharply after Governor Tiff Macklem’s hawkish comments at the IMF meetings, though analysts remain split and some expect a “hawkish hold.” The U.S. Fed also decides that day. What it means for you: Variable-rate mortgage and HELOC holders feel it first. A 0.25-point hike works out to roughly $70 more per month on a $500,000 variable mortgage (25-year amortization), and prime would move from 4.45% to 4.70%. A hold means little change until the next decision on Dec. 9. 2 Fixed mortgage rates have already moved without the Bank Fixed rates follow bond ...
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How to Protect the Earth from Pollution: A Guide for Eco-Friendly Living



Pollution is one of the biggest threats to our planet and its inhabitants. It affects the quality of our air, water, soil, and climate, and harms the health of humans, animals, and plants. Pollution also contributes to global warming, which is causing extreme weather events, sea level rise, and biodiversity loss.

But there is hope. We can all take steps to reduce our environmental impact and protect the earth from pollution. Here are some simple and effective ways to live more eco-friendly:

1. Use public transportation, bike, walk, or carpool whenever possible. This will reduce your carbon footprint and save money on gas.

2. Switch to renewable energy sources, such as solar, wind, or hydro power. You can install solar panels on your roof, buy green electricity from your utility company, or invest in a renewable energy fund.

3. Reduce your waste by reusing, recycling, and composting. You can buy products with less packaging, bring your own bags and containers when shopping, and donate or sell items you no longer need.

4. Conserve water by taking shorter showers, turning off the faucet when not in use, and installing low-flow fixtures. You can also collect rainwater for watering your plants or washing your car.

5. Avoid using chemicals and pesticides that can pollute the soil and water. You can use natural alternatives, such as vinegar, baking soda, or lemon juice for cleaning, and organic fertilizers and pest control for gardening.

6. Educate yourself and others about the causes and effects of pollution. You can read books, watch documentaries, or join online forums to learn more about environmental issues. You can also spread the word by sharing your knowledge and actions with your friends, family, and community.


By following these tips, you can make a positive difference for the earth and yourself. Remember that every little action counts, and together we can create a cleaner and greener future.

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