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Navigating Personal Finance in 2025: Key Changes to Capital Gains and Tax Brackets

As we step into 2025, several significant changes are set to impact personal finance, particularly in the areas of capital gains and tax brackets. These adjustments are designed to adapt to economic conditions and provide better financial planning opportunities for individuals. Capital Gains Tax Adjustments One of the most notable changes is the adjustment to capital gains tax. Starting in 2025, a higher tax rate will be applied to capital gains exceeding $250,000. This means that individuals selling assets with substantial gains may need to reconsider their timing and strategy to minimize tax liabilities. For example, spreading the sale of assets over multiple years could be a more tax-efficient approach. Changes to Tax Brackets Inflation adjustments are also on the horizon for tax brackets. To prevent inflation from pushing taxpayers into higher brackets, the income thresholds for each tax bracket will increase by 2.7%. For instance, the federal tax rate for earnings up to $57,375 wi...

Understanding and Supporting Autistic People

October is Autism awareness month, a time to raise awareness and understanding of the neurodiversity spectrum and the challenges faced by autistic people in our society. Here are some facts about autism, some tips on how to support autistic people, and some resources for further learning.

Autism is a developmental condition that affects how a person communicates, interacts, and perceives the world. It is not a disease or a disorder, but a natural variation of human brain wiring. Autistic people have different strengths and challenges than neurotypical people, and they experience the world in unique ways.


Some facts about autism are:

- Autism is not caused by vaccines, bad parenting, or environmental toxins. It is a genetic condition that is present from birth or early childhood.

- Autism is not a single condition, but a spectrum that encompasses a wide range of characteristics and abilities. No two autistic people are alike, and each one has their own preferences, interests, and needs.

- Autism is not a mental illness, and it cannot be cured or outgrown. Autistic people do not need to be fixed or changed, but they may need support and accommodations to thrive in a society that is not designed for them.

- Autism is not a tragedy, and autistic people are not suffering or broken. Autistic people can lead happy and fulfilling lives, and they contribute to the diversity and richness of humanity.


Some tips on how to support autistic people are:

- Respect their autonomy and agency. Do not make decisions for them or speak on their behalf without their consent. Ask them what they want and need, and listen to their opinions and preferences.

- Accept their differences and celebrate their strengths. Do not judge them based on stereotypes or expectations of how they should act or behave. Appreciate their unique perspectives and talents, and encourage their passions and interests.

- Learn from them and with them. Do not assume that you know everything about autism or that you can teach them how to be normal. Be curious and open-minded about their experiences and views, and seek to understand them better. Educate yourself about autism from reliable sources, especially from autistic voices.

- Be kind and compassionate. Do not mock, bully, or exclude them because of their differences. Treat them with dignity and respect, and show them empathy and support. Stand up for them when they face discrimination or injustice, and advocate for their rights and inclusion.


Some resources for further learning are:

- The Autistic Self Advocacy Network (ASAN), an organization run by and for autistic people that promotes self-advocacy, civil rights, and community building.

- The Autism Society of America (ASA), an organization that provides information, advocacy, and support for autistic people and their families.

- The Autism Women's Network (AWN), an organization that empowers autistic women and girls of all ages through community, education, and advocacy.

- The Art of Autism (AoA), an organization that showcases the creative expressions of autistic people through various forms of art.


I hope this blog post has given you some insight into autism and how to support autistic people. October is Autism awareness month, but autism awareness should not be limited to one month. It should be an ongoing effort to create a more inclusive and respectful society for everyone.

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