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Best Budget Phone Plans in Canada Under $35/Month (2026)

$29 Lucky Mobile 65 GB · Bell LTE · Best Value $29 Chatr 50 GB · Rogers LTE $29 Fizz 50 GB · 4G · ON/BC/AB $34 Chatr 80 GB · Rogers LTE · Most Data $35 Public Mobile 25 GB · 5G · US & MX included Canadians pay some of the highest mobile rates in the world — or at least, they used to. Budget carriers and flanker brands have quietly been slashing prices and packing in data throughout 2026, and today there are legitimate plans under $35/month that include unlimited talk & text, 5G speeds, and tens of gigabytes of data . The catch? These deals live on the websites of smaller brands like Lucky Mobile, Chatr, Fizz, and Public Mobile — not the Rogers/Bell/Telus homepage you're probably used to. They all run on the exact same Big Three towers, and most don't require a contract or credit check. You just need to Bring Your Own Device (BYOD). Pro Tip — Autopay = More Data: Almost every plan below requires automatic top-up or autopay enabled to qualify for the advertised price a...

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Toronto Housing Market Cools Down as Interest Rates Heat Up

 


The Toronto housing market has experienced a sharp slowdown in October 2023, as the high interest rates that have been pressuring the market show little sign of easing. According to the Toronto Regional Real Estate Board The benchmark price of a home in Canada’s largest city fell to C$1.13 million ($815,000) in October, down 1.7% from September, the Toronto Regional Real Estate Board said Thursday. That’s the third straight monthly drop and the fastest pace of decline in 15 months.

The number of sales also dropped 5% from the previous month, to 4,867 transactions, comparable to the deep market freeze of December and January. The TRREB predicts that activity will not rebound over the remainder of the year, as the Bank of Canada repeatedly says that it is prepared to raise interest rates above the current 5% if inflation remains high.

The high interest rates have made borrowing more expensive and reduced the affordability of homeownership for many potential buyers. The TRREB says that the average monthly mortgage payment for a typical home in Toronto has increased by 25% since January 2023, while the average household income has only increased by 2%.

The cooling of the Toronto housing market is in contrast to the national trend, which saw home sales and prices increase slightly in October, according to the Canadian Real Estate Association. However, some analysts warn that the national figures may not reflect the true state of the market, as they are skewed by the strong performance of some smaller markets, such as Halifax and Montreal.

The TRREB says that it expects the Toronto housing market to remain subdued in the near term, as buyers and sellers adjust to the new reality of higher interest rates. However, it also says that there are still some positive factors that support the long-term outlook for the market, such as strong population growth, low unemployment, and high demand for housing.


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