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Best Low-Cost ETFs for Canadian Investors in 2026 — Complete Guide

  Published: April 2026 | Reading time: 12 min | Category: Investing, Personal Finance, RRSP, TFSA If you want to build long-term wealth in Canada without paying a financial advisor 1–2% of your portfolio every year, low-cost ETFs are the answer. A single well-chosen ETF can give you instant exposure to hundreds or thousands of companies worldwide — for as little as 0.20% in annual fees. This guide covers the best ETFs available to Canadian investors in 2026 — for your TFSA, RRSP, and non-registered accounts — with clear explanations of what each one holds, what it costs, and who it's best for. Why Low-Cost ETFs Beat Most Other Investments for Canadians Before getting into specific funds, here's why this matters so much. The fee problem with mutual funds The average Canadian mutual fund charges a Management Expense Ratio (MER) of 2–2.5% per year. That might sound small, but on a $200,000 portfolio it's $4,000–$5,000 leaving your account every single year — regar...
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10 Tips to Save Money on Your Grocery Bill

 


Here are some tips to save money on groceries:

Grocery shopping can be a significant expense for many families. However, there are several ways to save money on your grocery bill without sacrificing quality or nutrition. Here are ten tips to help you save money on groceries:

  1. Plan your meals: Planning your meals ahead of time can help you avoid buying unnecessary items and save money on groceries 

  2. Make a list and stick to it: Before going to the grocery store, make a list of the items you need and stick to it. This will help you avoid impulse purchases and save money in the long run.

  3. Buy generic brands: Generic brands are often cheaper than name brands and can save you up to 25% on your grocery bill.

  4. Shop at discount stores: Discount stores like Real Canadian Superstore and No Frills offer lower prices on groceries compared to other stores. You can save up to 10% on your grocery bill by shopping at these stores.

  5. Buy in bulk: Buying in bulk can save you money in the long run, especially for non-perishable items like rice, pasta, and canned goods.

  6. Use coupons: Coupons can help you save money on groceries, especially for name-brand items. You can find coupons in newspapers, online, and on store apps.

  7. Buy seasonal produce: Seasonal produce is often cheaper and fresher than out-of-season produce. You can save money by buying fruits and vegetables that are in season 

  8. Avoid pre-packaged foods: Pre-packaged foods are often more expensive than fresh ingredients. You can save money by cooking meals from scratch using fresh ingredients.

  9. Compare prices: Compare prices of different brands and stores before making a purchase. You can use online tools like Flipp to compare prices and find the best deals .

  10. Join loyalty programs: Many grocery stores offer loyalty programs that provide discounts and rewards to frequent shoppers. You can save money on groceries by joining these programs .

By following these tips, you can save money on your grocery bill and still enjoy delicious and nutritious meals.

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