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Big Bank Earnings Are In: What They Reveal About Your Mortgage Stress

  August 26, 2026 Canada's biggest banks are in the middle of reporting Q3 2026 results, and so far the headline numbers look strong. BMO and Scotiabank both beat analyst estimates this week, and National Bank of Canada reported this morning. RBC, TD, and CIBC follow Thursday, closing out the sector's earnings season. But the number that actually matters to most Canadians isn't profit — it's what the banks are setting aside for loans that might go bad, and what they're saying about who's struggling to keep up. That's where the picture gets more interesting than the headlines suggest. The headline numbers BMO kicked off the week with adjusted profit up 22% year-over-year and return on equity climbing to 14%, with the bank reiterating its target of 15% ROE by the end of fiscal 2027. Scotiabank posted what CEO Scott Thomson called a record quarter: net income of $3 billion, up 21% year-over-year, with adjusted ROE hitting 14.2% — clearing the bank's own med...
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10 Tips to Save Money on Your Grocery Bill

 


Here are some tips to save money on groceries:

Grocery shopping can be a significant expense for many families. However, there are several ways to save money on your grocery bill without sacrificing quality or nutrition. Here are ten tips to help you save money on groceries:

  1. Plan your meals: Planning your meals ahead of time can help you avoid buying unnecessary items and save money on groceries 

  2. Make a list and stick to it: Before going to the grocery store, make a list of the items you need and stick to it. This will help you avoid impulse purchases and save money in the long run.

  3. Buy generic brands: Generic brands are often cheaper than name brands and can save you up to 25% on your grocery bill.

  4. Shop at discount stores: Discount stores like Real Canadian Superstore and No Frills offer lower prices on groceries compared to other stores. You can save up to 10% on your grocery bill by shopping at these stores.

  5. Buy in bulk: Buying in bulk can save you money in the long run, especially for non-perishable items like rice, pasta, and canned goods.

  6. Use coupons: Coupons can help you save money on groceries, especially for name-brand items. You can find coupons in newspapers, online, and on store apps.

  7. Buy seasonal produce: Seasonal produce is often cheaper and fresher than out-of-season produce. You can save money by buying fruits and vegetables that are in season 

  8. Avoid pre-packaged foods: Pre-packaged foods are often more expensive than fresh ingredients. You can save money by cooking meals from scratch using fresh ingredients.

  9. Compare prices: Compare prices of different brands and stores before making a purchase. You can use online tools like Flipp to compare prices and find the best deals .

  10. Join loyalty programs: Many grocery stores offer loyalty programs that provide discounts and rewards to frequent shoppers. You can save money on groceries by joining these programs .

By following these tips, you can save money on your grocery bill and still enjoy delicious and nutritious meals.

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