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Reaching Your CPP Contribution Maximum: What Workers Need to Know

  Understanding when you’ve hit the Canada Pension Plan (CPP) maximum contribution for the year can save you confusion—and help you make sense of your paycheques as the year goes on. The CPP is designed with an annual limit, meaning once you’ve contributed the maximum required amount, no further CPP deductions should come off your income for the rest of that calendar year. How CPP Contributions Work CPP contributions are based on: Your employment income The year’s maximum pensionable earnings (YMPE) The CPP contribution rate Each year, the federal government sets: A maximum amount of income on which CPP contributions apply (the YMPE) The maximum total contribution you and your employer must make Once your income reaches that threshold, your contributions stop automatically. How to Know You’ve Reached the Maximum Here are the simplest ways to tell: Check your pay stub Your pay stub shows year‑to‑date CPP contributions. Compare this number to the annual maximum ...
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12 Risk Factors That Could Lead to Dementia Before the Age of 65

 


Dementia is a debilitating condition that affects millions of people worldwide.  According to a recent study, there are 12 risk factors that could lead to dementia before the age of 65. These factors include loneliness, hearing impairment, and alcohol misuse, among others . However, the good news is that tackling these health and lifestyle factors can significantly reduce the chances of developing dementia before the age of 65.

The good news is that these risk factors can be tackled by making some simple lifestyle changes. For example, staying socially active, getting regular exercise, and avoiding excessive alcohol consumption can all help reduce the risk of developing dementia. Additionally, maintaining a healthy diet, getting enough sleep, and managing stress levels can also help reduce the risk of developing dementia .

It’s important to note that while these lifestyle changes can help reduce the risk of developing dementia, they are not a guarantee against the condition. However, by making these changes, you can significantly improve your chances of maintaining good brain health and reducing the risk of developing dementia before the age of 65.


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