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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada...
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12 Risk Factors That Could Lead to Dementia Before the Age of 65

 


Dementia is a debilitating condition that affects millions of people worldwide.  According to a recent study, there are 12 risk factors that could lead to dementia before the age of 65. These factors include loneliness, hearing impairment, and alcohol misuse, among others . However, the good news is that tackling these health and lifestyle factors can significantly reduce the chances of developing dementia before the age of 65.

The good news is that these risk factors can be tackled by making some simple lifestyle changes. For example, staying socially active, getting regular exercise, and avoiding excessive alcohol consumption can all help reduce the risk of developing dementia. Additionally, maintaining a healthy diet, getting enough sleep, and managing stress levels can also help reduce the risk of developing dementia .

It’s important to note that while these lifestyle changes can help reduce the risk of developing dementia, they are not a guarantee against the condition. However, by making these changes, you can significantly improve your chances of maintaining good brain health and reducing the risk of developing dementia before the age of 65.


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