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Canadian Insolvencies Hit a 16-Year High — What the New Data Means for You

  More than 37,000 Canadians filed for insolvency in just three months — the highest quarterly total since the 2009 financial crisis. New data paints a sobering picture of where household finances stand heading into summer 2026. Fresh data from the Office of the Superintendent of Bankruptcy (OSB) and a new Equifax Canada report released this week confirm what many Canadians have been feeling: the financial pressure is real, it is growing, and it is reaching households that once seemed insulated from serious debt trouble. 📊 Q1 2026 — Key Numbers at a Glance 37,121 Consumer insolvencies filed in Q1 2026 +8.5% Year-over-year increase 17/hr Canadians filing every single hour $2.66T Total Canadian consumer debt The Highest Volume Since the 2009 Financial Crisis The Canadian Association of Insolvency and Restructuring Professionals (CAIRP) confirmed that Q1 2026's tally of 37,121 consumer insolvency filings is the largest quarterly figure since 2009 — the year North America was still re...
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12 Risk Factors That Could Lead to Dementia Before the Age of 65

 


Dementia is a debilitating condition that affects millions of people worldwide.  According to a recent study, there are 12 risk factors that could lead to dementia before the age of 65. These factors include loneliness, hearing impairment, and alcohol misuse, among others . However, the good news is that tackling these health and lifestyle factors can significantly reduce the chances of developing dementia before the age of 65.

The good news is that these risk factors can be tackled by making some simple lifestyle changes. For example, staying socially active, getting regular exercise, and avoiding excessive alcohol consumption can all help reduce the risk of developing dementia. Additionally, maintaining a healthy diet, getting enough sleep, and managing stress levels can also help reduce the risk of developing dementia .

It’s important to note that while these lifestyle changes can help reduce the risk of developing dementia, they are not a guarantee against the condition. However, by making these changes, you can significantly improve your chances of maintaining good brain health and reducing the risk of developing dementia before the age of 65.


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