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5 Things Every Canadian Should Know About Their Money Today

From a rate hold to a sovereign wealth fund — here's what's moving the needle on your finances right now. 01 — DEADLINE Today is the tax filing deadline — and your refund may be a lifeline April 30 is the last day most Canadians can file their 2025 income tax return without penalty. With the cost of living still squeezing household budgets, many Canadians are counting on their refund as a financial cushion. Filing late triggers a 5% penalty on any balance owing, plus 1% for each additional month. If you haven't filed yet, the CRA's NETFILE portal is still open — act before midnight. 02 — INTEREST RATES Bank of Canada holds steady at 2.25% — no relief yet for borrowers The Bank of Canada kept its policy rate at 2.25% yesterday — the third consecutive hold of 2026. Governor Tiff Macklem cited rising inflation driven by higher global energy prices tied to the Middle East conflict, while U.S. tariffs continue to weigh on exports. CPI inflation climbed to 2.4% in Ma...
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6 Tips for Stress-Free Holiday Travel


Here are some tips to help you avoid holiday travel stress and stay mindful on the go:

  • Prepare for what you can: Don’t wait until the last minute to begin packing. Have your travel information in an accessible place. If you’re arriving late at night, consider locking down transportation beforehand. If it calms you down to read, listen to music, a podcast, or journal while traveling, make sure you have it packed or downloaded.
  • Stay mindful: Take deep breaths, stretch, and stay hydrated. If you’re feeling overwhelmed, take a break and find a quiet place to sit and relax.
  • Be flexible: Flight schedules and weather patterns pay no attention to your plans. Be prepared to adjust your itinerary if necessary.
  • Pack smart: Pack light and only bring what you need. Consider shipping gifts ahead of time to avoid the hassle of carrying them with you.
  • Stay healthy: Wash your hands frequently and wear a mask. If you’re feeling unwell, stay home.
  • Stay positive: Remember that holiday travel is stressful for everyone. Try to stay positive and focus on the good times ahead.

Hopefully these tips will help you have a more enjoyable holiday travel experience! 

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