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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Early indicators of dementia: 5 behaviour changes to look for after age 50

 



Dementia is a condition that affects cognitive and behavioral abilities. It is often associated with memory loss, but it can also manifest as changes in behavior. 

There are five primary behaviors that may indicate a risk of dementia in people over age 50:

  1. Apathy: A decline in interest, motivation, and drive.
  2. Affective dysregulation: Mood or anxiety symptoms.
  3. Impulse dyscontrol: Lack of impulse control.
  4. Social inappropriateness: Socially inappropriate behavior.
  5. Abnormal perception or thought content: Abnormal thoughts or perceptions.

It’s important to note that these behaviors may also be indicative of other conditions, so it’s best to consult a medical professional if you or someone you know is experiencing any of these symptoms.


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