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What to Do with Your Tax Refund: 5 Smart Moves for Canadians

  Tax Season · Personal Finance By MoneySavings.ca Editorial Team • May 7, 2026 • 7 min read Tax season is wrapping up across Canada, and for millions of Canadians, that means a refund cheque — or a direct deposit — is on its way. The average Canadian tax refund hovers around $1,800. That's real money. The question is: what's the smartest thing you can do with it? It's tempting to treat a tax refund like "found money" and splurge. But here's the truth — that refund was your money all along. The government was just holding it for you, interest-free. So before it quietly disappears into day-to-day spending, let's look at five moves that will make it work harder for you. $1,800 The average Canadian tax refund — enough to make a meaningful dent in debt, pad an emergency fund, or kick-start your TFSA for the year. 1 Pay Down High-Interest Debt First If you're carrying a balance on a credit card, this should be your very first call. Most Canadian credit car...
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Early indicators of dementia: 5 behaviour changes to look for after age 50

 



Dementia is a condition that affects cognitive and behavioral abilities. It is often associated with memory loss, but it can also manifest as changes in behavior. 

There are five primary behaviors that may indicate a risk of dementia in people over age 50:

  1. Apathy: A decline in interest, motivation, and drive.
  2. Affective dysregulation: Mood or anxiety symptoms.
  3. Impulse dyscontrol: Lack of impulse control.
  4. Social inappropriateness: Socially inappropriate behavior.
  5. Abnormal perception or thought content: Abnormal thoughts or perceptions.

It’s important to note that these behaviors may also be indicative of other conditions, so it’s best to consult a medical professional if you or someone you know is experiencing any of these symptoms.


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