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Democrats Win U.S. Congress: What It Means for Canadian Tariffs and Your Wallet

  Canadian Money Brief • Wednesday, November 4, 2026 Democrats have won control of both the U.S. House and Senate, including seats in states Donald Trump carried by double digits two years ago. For Canadians, the big question is simple: does this end the tariffs? The short answer is not yet. What happened The Associated Press and major U.S. networks called the Senate for Democrats late Tuesday night and the House early Wednesday. Democrats flipped seven Republican-held Senate seats, according to Forbes’ tally of AP calls, including Maine, North Carolina, Iowa, Ohio and Texas. In the House, roughly 75 races were still undecided at last report, and the new Congress does not take over until 2027. Democratic leaders framed the result as a call for change, while news outlets widely described it as a rebuke of President Trump. Trump told the New York Times he was “absolutely willing” to accept the results and said Republicans would work with Democrats. Why it matters in Canada Democrati...
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Federal government unveils new dental insurance plan for low- and middle-income Canadians

 

The federal government has announced the details of its new dental insurance plan, which will offer dental benefits to low- and middle-income Canadians who do not have private insurance.

The plan, which was a condition of the Liberals’ supply-and-confidence deal with the NDP, will be phased in gradually over 2024, starting with seniors over the age of 87, then children under 18 and people with disabilities, and finally all eligible Canadians in 2025.

The program will cover preventive teeth cleanings, treatments and removable dentures, and will be administered by Sun Life Assurance Company of Canada. The government expects the plan to benefit about 9 million people and cost $13 billion over the first five years.

To qualify, applicants must be Canadian residents with a household income under $90,000 and no private insurance. The government will check the criteria against tax filings and require employers to report on dental coverage. People who do not file their income taxes will not have access to the program.

The government said the plan will complement existing federal and provincial dental health benefits, but it is still negotiating with individual provinces on which program will be the primary payer.

The Liberals said the plan is part of their commitment to build a more inclusive and fair society, and to address the oral health needs of millions of Canadians who cannot afford dental care.

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