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Unpacking Blue Monday: The Truth Behind the 'Most Depressing Day'

  The idea of Blue Monday—the "most depressing day" of the year—was first introduced in 2005 as part of a marketing campaign by a travel company. This concept claims that the third Monday of January is the bleakest day due to a combination of post-holiday blues, cold weather, and the arrival of holiday bills. However, there is no scientific basis behind this theory. Psychologists and mental health experts emphasize that depression and sadness are complex emotions influenced by various factors, not just the calendar. The concept of Blue Monday oversimplifies these emotions and can trivialize the real struggles of those experiencing depression. It's important to prioritize mental well-being year-round and seek help if you're feeling persistently down. Remember, any day can be challenging, and it's okay to reach out for support whenever you need it.

Stocks Rally, Yields Fall on Fed’s Mixed Messages



The stock market rallied and bond yields fell after the Federal Reserve sent mixed messages about its future policy. 

The Federal Reserve is in a “sweet spot” and may start cutting interest rates in the first half of 2024. The rally in the bond market is driving global bonds to their best month since 2008. The Bank of Japan left its policy rate unchanged and appeared in no hurry to remove negative interest rates. The yen slumped as much as 1.1% to the weakest level in a week, while the Nikkei 225 Index rallied 1.4% to a two-week high.


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