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Rental Property Expenses Canadians Forget to Claim (2026 Guide)

  Published: April 2026 | Reading time: 9 min | Category: Real Estate, Tax Savings, Personal Finance Owning a rental property in Canada comes with a surprisingly generous set of tax deductions — but most landlords only claim the obvious ones. Mortgage interest, property taxes, insurance. Done. What they miss is often worth thousands of dollars in additional deductions every single year. If you own a rental property in Ontario (or anywhere in Canada), this guide walks through every legitimate expense category the CRA allows — including the ones your accountant may not have mentioned. Why This Matters More Than You Think Rental income in Canada is taxed as regular income — meaning at your full marginal rate. At Ontario's combined federal and provincial rates, landlords earning $100,000–$150,000 total income are paying 43% on every dollar of net rental profit. Every $1,000 in legitimate deductions you miss costs you approximately $430 in real taxes . A landlord who forget...
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5 Tips to Save Money on Your Next Grocery Trip

 

Here are some tips to save money while grocery shopping:

1. Plan your meals

Before heading to the grocery store, plan your meals for the week. This will help you avoid buying unnecessary items and reduce food waste. Make a list of the ingredients you need for each meal and stick to it.

2. Look for deals

Check out the discount racks or look out for items that are on sale. You can also use coupons to save money. But be careful not to buy something just because it’s on sale.

3. Buy in bulk

Buying in bulk can save you money in the long run. You can purchase non-perishable items such as rice, pasta, and canned goods in bulk. This will help you save money and reduce the number of trips you make to the grocery store.

4. Shop at the right time

Try to shop at the grocery store during off-peak hours. This will help you avoid crowds and long lines. You can also take advantage of the markdowns on perishable items that are close to their expiration date.

5. Avoid pre-packaged items

Pre-packaged items are often more expensive than their unpackaged counterparts. For example, you can save money by buying a block of cheese and shredding it yourself instead of buying pre-shredded cheese.


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