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AIR MILES Is Gone. Here's What Actually Earns You Travel Now

  If you've been holding onto a Air Miles card waiting to redeem for a flight, the program you signed up for doesn't exist anymore — and the cards that replaced it aren't the best game in town. If you searched "best AIR MILES credit card" and landed here, there's something you need to know first: there is no such thing anymore. AIR MILES, the loyalty program that's been part of Canadian wallets since 1992, officially became BMO Blue Rewards on June 2, 2026. BMO had already stopped issuing new AIR MILES cards back in January, and every collector's Miles converted automatically into Blue Points at a rate of roughly 1 Air Mile to 15.79 Blue Points — no action needed, no lost value. That's good news if you're a longtime collector sitting on a pile of Miles. It's less good news if you were hoping to earn free flights that way going forward, because Blue Rewards was built to compete with PC Optimum and Scene+ — grocery, gas, and everyday spendi...
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How to Overcome the January Blues After Overspending in December



The festive season is over, and you may be feeling the pinch of your holiday spending. If you overspent in December, you may be facing a tight budget, high credit card bills, or even debt in January. This can lead to stress, anxiety, or depression, also known as the January blues. However, there are ways to cope with this situation and start the new year on a positive note. Here are some tips to help you overcome the January blues after overspending in December:

  • Make a budget and stick to it. The first step to getting your finances back on track is to create a realistic budget that covers your essential expenses and allows you to pay off your debts. Track your income and spending, and cut down on unnecessary costs. You can use apps, spreadsheets, or online tools to help you with this. A budget will help you avoid overspending and plan for the future.
  • Seek professional help if needed. If you are struggling with debt, you may need to seek professional help from a financial advisor, a debt counselor, or a credit counseling agency. They can help you negotiate with your creditors, consolidate your debts, or create a repayment plan that suits your situation. Don’t be ashamed to ask for help, as it can save you from further financial trouble and stress.
  • Find ways to earn extra income. If your budget is too tight, you may need to find ways to increase your income. You can look for a part-time job, sell some of your unwanted items, or offer your skills or services online. There are many opportunities to make money online, such as freelancing, blogging, tutoring, or taking surveys. You can also ask your employer for a raise, a bonus, or overtime pay if possible.
  • Practice self-care and gratitude. Overspending can take a toll on your mental and emotional health, so it’s important to take care of yourself and your well-being. Find healthy ways to cope with stress, such as meditation, exercise, hobbies, or spending time with friends and family. Avoid using alcohol, drugs, or gambling as coping mechanisms, as they can worsen your situation. Also, practice gratitude for what you have, and focus on the positive aspects of your life. You can write down three things you are grateful for every day, or express your appreciation to someone who has helped you.
  • Set realistic goals and celebrate your progress. Finally, set realistic and achievable goals for your financial recovery, and track your progress. For example, you can set a goal to pay off a certain amount of debt by a certain date, or to save up for an emergency fund. Celebrate your milestones, no matter how small, and reward yourself with something that doesn’t cost money, such as a movie night, a walk in the park, or a compliment. This will help you stay motivated and optimistic.
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