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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...

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Maternal Immunization: A Crucial Aspect of Prenatal Care



Respiratory syncytial virus (RSV) is a common and contagious virus that primarily affects the respiratory system, particularly in young children. It can cause symptoms similar to a cold, such as coughing, sneezing, and a runny or stuffy nose. While RSV is usually mild in healthy individuals, it can lead to severe respiratory problems, especially in infants and older adults. RSV is the leading cause of hospitalization in children under the age of one in Canada .

Health Canada has approved a new Pfizer vaccine, Abrysvo, to combat RSV. The vaccine is intended for newborns, from birth to six months of age, who would receive antibodies through maternal immunization, and for people over the age of 60 — both groups who are particularly vulnerable to RSV.

It is important to note that pregnant women are not included in the list of groups who should receive the vaccine .

If you have any concerns about RSV or the vaccine, it is best to contact a qualified medical professional before engaging in any physical activity, or making any changes to your diet, medication or lifestyle .

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