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The Fed Decides Wednesday — Here's What It Means for Your Mortgage, the Loonie, and Your RRSP

  Monday, July 27, 2026 The U.S. Federal Reserve hands down its rate decision at 2 p.m. ET on July 29. For most Canadians it will feel like background noise. It isn't — here's the plain-language version of why it touches your mortgage, your cross-border spending, and whatever's sitting in your RRSP. The short version: Markets are pricing roughly a two-in-three chance the Fed holds its rate at 3.50%–3.75% on Wednesday. That's not the story. The story is that this is one of the least certain "sure thing" holds in years — and Chair Kevin Warsh's press conference at 2:30 p.m. ET could matter more than the decision itself. Why this meeting is different The Fed has held its benchmark rate steady at 3.50%–3.75% through every meeting so far in 2026. On paper, Wednesday should be more of the same. Under the hood, it's messier. Persistent inflation, running well above the Fed's 2% target for a fifth straight year, has kept a rate hike on the table. The oil-...
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Maternal Immunization: A Crucial Aspect of Prenatal Care



Respiratory syncytial virus (RSV) is a common and contagious virus that primarily affects the respiratory system, particularly in young children. It can cause symptoms similar to a cold, such as coughing, sneezing, and a runny or stuffy nose. While RSV is usually mild in healthy individuals, it can lead to severe respiratory problems, especially in infants and older adults. RSV is the leading cause of hospitalization in children under the age of one in Canada .

Health Canada has approved a new Pfizer vaccine, Abrysvo, to combat RSV. The vaccine is intended for newborns, from birth to six months of age, who would receive antibodies through maternal immunization, and for people over the age of 60 — both groups who are particularly vulnerable to RSV.

It is important to note that pregnant women are not included in the list of groups who should receive the vaccine .

If you have any concerns about RSV or the vaccine, it is best to contact a qualified medical professional before engaging in any physical activity, or making any changes to your diet, medication or lifestyle .

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