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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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The Struggle of European Farmers and Sympathetic Consumers

 


European farmers are facing a tough time due to multiple factors, including persistent inflation, high interest rates, and volatile energy prices. These factors have led to a decrease in their income, making it difficult for them to sustain their livelihoods. However, some consumers who sympathize with the farmers are also struggling to afford their food.

The high cost of living has made it challenging for many people to buy locally produced food, which is often more expensive than imported food. This has led to a situation where some consumers who want to support local farmers are unable to do so. The situation is further exacerbated by the fact that many farmers are forced to sell their produce at lower prices due to competition from cheaper imports.

The issue of struggling farmers and sympathetic consumers is a complex one that requires a multi-faceted solution. Governments can help by providing subsidies to farmers and implementing policies that promote local agriculture. Consumers can also play a role by supporting local farmers and buying locally produced food whenever possible.

It’s important to remember that the food we eat is a result of the hard work of farmers. By supporting them, we can ensure that they are able to continue producing high-quality food for us to enjoy.


 

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