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Big Six Banks Raise Fixed Mortgage Rates: What Your Renewal Costs Now

  Canadian Money Brief • Mortgages Updated Saturday, October 17, 2026 If your mortgage term ends this winter, the rate you saw advertised in August is probably gone. All six of Canada’s big banks have raised fixed rates since early September, and the Bank of Canada hasn’t touched its policy rate in almost a year. That disconnect catches a lot of homeowners off guard. Your fixed mortgage rate doesn’t follow the Bank of Canada. It follows the bond market. And bond yields have been climbing on oil-driven inflation worries, which means the people feeling it first right now are the ones opening a renewal letter. The numbers at a glance Up to 0.50 pt in fixed-rate increases at the big banks in about five weeks • BoC policy rate still 2.25% • Big bank prime still 4.45% • About $110 a month more on a $400,000 balance from a half-point jump How far have the big banks moved? Depending on the term, some big bank fixed rates are up by as much as half a percentage point in roughly five week...
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Roasted Asparagus



Whip up roasted asparagus in minutes—this simple recipe for tender, crisp spears with golden, caramelized tips is perfect every time.

Ingredients:

  • Thick Asparagus Spears: Choose thick stalks to avoid overcooking; thin ones can become limp.
  • Olive Oil: For drizzling over the asparagus.
  • Salt and Pepper: To season.
  • Optional: Lemon Zest or Freshly Grated Parmesan Cheese for extra flavor.

Instructions:

  1. Preheat the oven to 425°F and set an oven rack in the middle position.
  2. Trim the tough ends off the asparagus. Bend one spear until it naturally snaps where it starts to get woody.
  3. Dry the asparagus thoroughly to prevent steaming during roasting.
  4. Line a baking sheet with heavy-duty aluminum foil.
  5. Spread the asparagus in a single layer on the prepared baking sheet.
  6. Drizzle with olive oil, sprinkle with salt and pepper, and shake the pan to coat the asparagus evenly.
  7. Roast until crisp-tender, about 6 to 8 minutes, depending on the thickness of the asparagus.
  8. Transfer to a platter and serve.

Enjoy this delightful roasted asparagus alongside your favorite main course! 

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