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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...

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Your daily horoscope: June 28, 2024

 

HOROSCOPES IF TODAY IS YOUR BIRTHDAY

Cut through the fog of wishful thinking that has surrounded you for so long and focus on the reality of your current situation. This is the year when you can make a name for yourself in the world, but you must at all times be logical in your thinking.

ARIES (March 21 - April 20):

Give up any ideas you might have had about enjoying a restful long weekend because there will be a ton of tasks to get through between now and the start of next week. Identify what needs to be done, take a deep breath, then get on with it.

TAURUS (April 21 - May 21):

If someone who is usually supportive of your efforts goes out of their way to oppose you today you must find out why. It may be they have serious concerns about the approach you are taking, and it may be you need to listen to them.

GEMINI (May 22 - June 21):

You have been on a pretty smooth path of late but you need to be ready for a few bumps in the road today and over the weekend. No matter what happens and how annoying it may be you must stay calm. Losing your cool will make matters worse.

CANCER (June 22 - July 23):

It’s good that you are not afraid of hard work because the new responsibilities you have been asked to take on are going to be challenging. You must though pace yourself sensibly. If you just put your head down and charge you will very quickly exhaust yourself.

LEO (July 24 - Aug. 23):

The tougher the challenge today the more you will like it, because it gives you a chance to prove yourself to people who have their doubts about your abilities. If you show the right combination of energy and intelligence they are sure to be impressed.

VIRGO (Aug. 24 - Sept. 23):

If a colleague or business partner says you need to sign up immediately to some kind of deal you would be wise to hold back and look at the situation in more detail. They may not be trying to trick you but they have certainly had better ideas.

LIBRA (Sept. 24 - Oct. 23):

The more you try to discuss your differences with someone in a reasonable manner the more irrational their words and actions are likely to get, so maybe the best approach would be to just keep quiet. Your silences can actually be quite intimidating.

SCORPIO (Oct. 24 - Nov. 22):

While some people appear to believe that the best way to get what they want is to pound their rivals into submission you prefer a more subtle approach. If you keep what you say and do under strict control today there is no way you cannot win.

SAGITTARIUS (Nov. 23 - Dec. 21):

You like to keep busy and with Mars moving through the work area of your chart you won’t lack for opportunities to get things done. You must be selective though – don’t work for the sake of working. What is the most important task that requires your attention?

CAPRICORN (Dec. 22 - Jan. 20):

The changes that are now taking place may not appeal to you much but as time goes on you will realize they were necessary. The world never stops turning and attitudes never stop evolving and you must take steps to always evolve with them.

AQUARIUS (Jan. 21 - Feb. 19):

Anyone who tries to interfere in your personal affairs is going to wish they had found a different way to get themselves noticed. You are in one of those moods when you have no hesitation in backing up harsh words with equally harsh action!

PISCES (Feb. 20 - Mar. 20):

Stop worrying about how you are going to make ends meet and focus on activities that will get you noticed and increase your chances of moving up in the world. Take care of your ambitions and your financial situation will work out better than you expected.

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