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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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Trump’s Contentious Q&A with Black Journalists Sparks Outrage on Social Media

 

Former President Donald Trump found himself at the center of a heated controversy following a contentious Q&A session at the National Association of Black Journalists (NABJ) convention in 2024. The event, intended to foster dialogue between Trump and Black journalists, quickly devolved into a tense exchange that left many attendees and viewers outraged.

The session began with Trump addressing the crowd, but it soon turned confrontational as reporters pressed him on various issues. One of the most contentious moments arose when Trump was questioned about his past comments on Vice President Kamala Harris's racial identity. His responses, seen by many as dismissive and offensive, only fueled the tension in the room.

Reporters also challenged Trump on his stance on immigration and job creation, particularly in Black communities. His responses were perceived as evasive and insensitive, further aggravating the situation. The atmosphere grew increasingly charged, with voices raised and tempers flaring.

Social media platforms quickly became a hotbed of reactions, with many users expressing their anger and frustration over Trump's handling of the questions. Hashtags related to the event trended as people shared clips and comments from the session. Critics accused Trump of being out of touch and disrespectful, while his supporters defended his performance, arguing that he was being unfairly targeted.

Prominent figures in journalism and politics weighed in on the incident. Some praised the journalists for holding Trump accountable, while others lamented the lack of productive dialogue. The incident has sparked a broader conversation about race, media, and political discourse in the current climate.

As the dust settles, the fallout from Trump's Q&A disaster at the NABJ convention is likely to continue, serving as a stark reminder of the deep divisions and heightened emotions that characterize the current political landscape.

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