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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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Your daily horoscope: July 25, 2024

 

HOROSCOPES IF TODAY IS YOUR BIRTHDAY

Mercury’s influence on your birthday will help you work out what you should be doing to bring the most happiness into your life. Don’t worry if your ideas of success and other people’s ideas of success don’t match up. What they think is of no importance.

ARIES (March 21 - April 20):

The best way to solve your current dilemma is to approach it from a completely different angle. The old ways are not always the best ways and with the sun moving through the most dynamic area of your chart you must be willing to experiment.

TAURUS (April 21 - May 21):

If you need to find a way out of some sort of commitment then Mercury’s change of sign today will no doubt give you some interesting ideas. But here’s a better idea: having made a promise, albeit a loose one, why not try keeping it?

GEMINI (May 22 - June 21):

What seems of massive importance to other people today will seem trivial in the extreme to you but if you are smart you will keep your opinion about it to yourself for the time being. They will come round to your way of thinking soon enough.

CANCER (June 22 - July 23):

You need to find a way to turn your dreams into dollars and what occurs between now and the weekend will throw up some interesting ideas. You must though be selective. Focus on the idea that grabs you the most and give it 100 per cent.

LEO (July 24 - Aug. 23):

You will be on inspired form now that the sun is moving through your sign and one of the things you will be most inspired about is making money. Mercury in the financial area of your chart will bring opportunities to make some decent bucks.

VIRGO (Aug. 24 - Sept. 23):

The only thing that matters now is that the facts of a particular situation are all on your side and because of that you don’t have to give ground to anyone. A little bit of mental stubbornness will go a long way towards winning the argument.

LIBRA (Sept. 24 - Oct. 23):

Unless you intend to carry them out there is no point making threats – and since when have you been the sort to throw your weight around? If others won’t do what they have an obligation to do then simply end your association and move on.

SCORPIO (Oct. 24 - Nov. 22):

You may or may not be inspired by the pursuit of fame and fortune but you will get your share of opportunities to excel over the next few weeks. Whatever your motivation, aim to be the best at what you do, the undisputed No. 1.

SAGITTARIUS (Nov. 23 - Dec. 21):

Your ability to see things that rivals have missed will put you in a good position between now and the weekend. Use that ability to plan ahead so you are the one most likely to benefit from the changes that are clearly (to you) on the way.

CAPRICORN (Dec. 22 - Jan. 20):

No matter what the rational part of your mind may tell you today you must listen to your feelings as well. There is a deeper part of you that can sense when something is so obviously right that it cannot be ignored, whatever your logic circuits may say!

AQUARIUS (Jan. 21 - Feb. 19):

Don’t let everyday matters distract you from more important objectives. You may have to close your ears to the kind of people, even some of your friends, who never seem to stop chattering and gossiping but it will be worth it in the long-term.

PISCES (Feb. 20 - Mar. 20):

You must not allow anyone, no matter how well-intentioned or how much you respect them, to tell you that certain things cannot be said and certain topics are out of bounds. You have a mind of your own and have every right to express yourself.

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