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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...

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Your lookahead horoscope: July 28, 2024

 

HOROSCOPES IF TODAY IS YOUR BIRTHDAY

You are not at the mercy of events and must not allow yourself to think that you are. The coming year will bring a succession of events where it is entirely up to you to choose which direction to move in. Choose wisely and enjoy the results.

ARIES (March 21 - April 20):

The sun in the most dynamic area of your chart will not only give you the strength to tackle a difficult task but also the determination to make the best possible job of it. Some people say you lack staying power but you are about to prove them wrong.

TAURUS (April 21 - May 21):

There are things in life that are far more important than making money and getting ahead in the rat race and one of those things is your family. Take time out of your busy schedule to let your nearest and dearest know how much you love them.

GEMINI (May 22 - June 21):

Pleasant surprises of one sort or another await you over the next few days and by this time next week you may be in need of a rest. Will you take it? Probably not. Your livewire Gemini nature is always searching for the next big thrill.

CANCER (June 22 - July 23):

You will need to call on all your powers of self-discipline when dealing with people who refuse to see being reasonable as a matter of honour. They may think of themselves as brilliant mavericks but to you they are just a pain. Don’t hold back – let them know.

LEO (July 24 - Aug. 23):

Nothing stays the same forever and if you have to move on from a relationship over the coming week then so be it. But make sure this really is the right time to cut ties. You could still be good for each other for a while yet.

VIRGO (Aug. 24 - Sept. 23):

If the constant buzz of ideas in your head means you don’t feel much like socializing over the next few days that’s fine. Take some time out to get your thoughts in order and then come back to the world refreshed and raring to go.

LIBRA (Sept. 24 - Oct. 23):

You may be inclined not to compromise on an issue you feel strongly about but the planets warn it could easily turn into a vendetta that eats into your time and energy. Is it worth getting so worked up about? No. Few things ever are.

SCORPIO (Oct. 24 - Nov. 22):

Career matters and business issues are under excellent stars, so if you see a chance to improve your position on the work front or boost your bank balance then go for it. When making deals make sure you get paid your full worth, not a cent less.

SAGITTARIUS (Nov. 23 - Dec. 21):

You have never been a stickler for following the rules, you are too much of a free spirit for that, but if you cut corners now the rules you break could end up breaking you later on. Be sensible and, on this occasion, do everything by the book.

CAPRICORN (Dec. 22 - Jan. 20):

Progress may seem limited but if you keep plugging away and believe that a breakthrough will happen when the time is right then it surely will. It may not seem like it every single moment but you are laying the foundations for future success.

AQUARIUS (Jan. 21 - Feb. 19):

If you have any chores to finish off you are advised to whizz through them quickly, because the early part of the new week will bring opportunities that you won’t want to miss. Keep the tempo going – don’t slow down for even a moment.

PISCES (Feb. 20 - Mar. 20):

If others expect you to go above and beyond the call of duty you will do your best to please them but don’t push so hard that you risk hurting yourself. Little things may seem important but ultimately the big picture is the only one that matters.

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