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How to Use a Spousal RRSP to Save Thousands in Retirement (2026 Guide)

  Published: April 2026 | Reading time: 10 min | Category: Retirement, Tax Savings, Personal Finance Most Canadian couples are leaving thousands of dollars on the table every single year by not using a spousal RRSP. It's one of the most powerful — and most underused — income-splitting strategies available to Canadians, and it's completely legal, fully endorsed by CRA, and available to almost every married or common-law couple in the country. If one spouse earns significantly more than the other, a spousal RRSP can save your household $5,000–$15,000 or more in lifetime taxes. This guide explains exactly how it works, who benefits most, and the rules you need to know to do it correctly. What Is a Spousal RRSP? A spousal RRSP is a Registered Retirement Savings Plan where one spouse (the contributor ) makes contributions, but the account is owned and will eventually be withdrawn by the other spouse (the annuitant ). The key mechanics: The contributing spouse gets the ...
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Netanyahu’s Stern Warning to Iran: “We Will Strike Back”

 

In a powerful address at the United Nations, Israeli Prime Minister Benjamin Netanyahu issued a stark warning to Iran. He emphasized that if Iran or its proxies attack Israel, there will be a swift and decisive response. “If you strike us, we will strike you,” Netanyahu declared, underscoring that there is no place in Iran beyond Israel’s reach.

Netanyahu’s speech comes amid heightened tensions in the region, with recent incidents involving drone and missile attacks directed at Israel. He made it clear that Israel is prepared to defend itself against any aggression, highlighting the country’s advanced military capabilities and readiness to act.

The Prime Minister’s remarks were aimed at deterring Iran from further provocations and reassuring the international community of Israel’s commitment to its security. As the geopolitical landscape continues to evolve, Netanyahu’s message serves as a reminder of the fragile balance of power in the Middle East 





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