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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Vance and Walz Gear Up for High-Stakes Vice Presidential Debate

 

In a highly anticipated event, Ohio Senator JD Vance and Minnesota Governor Tim Walz are set to face off in the only vice presidential debate of the 2024 election cycle. Hosted by CBS News, the debate will take place on October 1st in New York City.

Both candidates have been preparing rigorously for this showdown, which offers them a crucial platform to appeal to undecided voters. While vice presidential debates historically have limited impact on election outcomes, this year’s tight race has heightened the stakes.

JD Vance, a Republican, and Tim Walz, a Democrat, bring contrasting styles and policies to the table. Vance, known for his conservative stance and populist rhetoric, will likely emphasize issues such as border security and economic reform. Walz, on the other hand, is expected to focus on healthcare, education, and social justice, reflecting his progressive agenda.

The debate will be moderated by a panel of CBS News journalists, who are expected to challenge both candidates on their records and visions for the future. With the presidential candidates, Donald Trump and Kamala Harris, opting out of further debates, this vice presidential face-off has gained even more significance.

As the nation tunes in, the performances of Vance and Walz could play a pivotal role in shaping the final weeks of the campaign. Voters will be watching closely to see which candidate can best articulate their vision and connect with the American public.


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