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Bank of Canada Holds at 2.25% — What the Fine Print Means for You

  July 15, 2026  |  Canadian Money Brief The Bank of Canada held its policy rate at 2.25% today, exactly as every economist surveyed expected. The number didn't move — but the story underneath it did. Between renewed oil-market chaos, a stubbornly hot inflation reading, and an economy that's finally showing signs of life, this "boring" hold decision was anything but simple. If you've been following our preview piece from earlier this week , this is the follow-up: what actually happened, and what it means for your mortgage, your savings, and your grocery bill. The Decision, in Plain English This marks the sixth consecutive hold since the Bank's last cut back in October 2025. The overnight rate stays at 2.25%, the Bank Rate at 2.5%, and the deposit rate at 2.20%. Bank prime — the number that actually determines your variable mortgage or line of credit rate — stays put at 4.45%. Governor Tiff Macklem has described this level as sitting near the bottom of the Bank...
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Jennifer Lopez Joins Harris Rally in Vegas, Trump Courts Latino Voters in Nevada

 


As the U.S. presidential election approaches, Vice President Kamala Harris and former President Donald Trump are making their final appeals to voters in Nevada. Jennifer Lopez, the pop icon, will join Harris at a rally in Las Vegas, where she will speak on the importance of voting and endorse Harris's campaign. The rally will also feature a performance by the Mexican rock band Maná.

Meanwhile, Trump is focusing on courting Latino voters in Nevada, a crucial battleground state where Hispanics make up about 30% of the population. Trump will hold a rally in Henderson, Nevada, aiming to gain support from the diverse Latino community. Despite recent controversies, including offensive remarks made by a comedian at a Trump rally, the former president continues to emphasize his stance on immigration and appeal to religious voters.

With early voting numbers reaching unprecedented levels, both candidates are working tirelessly to secure votes in the final days leading up to the election. The outcome in Nevada could play a decisive role in determining the next president of the United States.


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