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Best Budget Phone Plans in Canada Under $35/Month (2026)

$29 Lucky Mobile 65 GB · Bell LTE · Best Value $29 Chatr 50 GB · Rogers LTE $29 Fizz 50 GB · 4G · ON/BC/AB $34 Chatr 80 GB · Rogers LTE · Most Data $35 Public Mobile 25 GB · 5G · US & MX included Canadians pay some of the highest mobile rates in the world — or at least, they used to. Budget carriers and flanker brands have quietly been slashing prices and packing in data throughout 2026, and today there are legitimate plans under $35/month that include unlimited talk & text, 5G speeds, and tens of gigabytes of data . The catch? These deals live on the websites of smaller brands like Lucky Mobile, Chatr, Fizz, and Public Mobile — not the Rogers/Bell/Telus homepage you're probably used to. They all run on the exact same Big Three towers, and most don't require a contract or credit check. You just need to Bring Your Own Device (BYOD). Pro Tip — Autopay = More Data: Almost every plan below requires automatic top-up or autopay enabled to qualify for the advertised price a...
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Bank of Canada's Rate Cuts: The Diminishing Appeal of Cash Investments

As the Bank of Canada continues to slash interest rates, the traditional appeal of holding cash in your investment portfolio is rapidly diminishing. With the latest rate cut bringing the benchmark rate down to 3.25%, the returns on cash deposits are becoming increasingly unattractive compared to other investment options.

In a low-interest-rate environment, cash holdings yield minimal returns, failing to keep pace with inflation. This erosion of purchasing power means that investors are better off exploring alternative assets that offer higher potential returns. Equities, for instance, can provide capital appreciation and dividends, while bonds, especially those with longer durations, can offer more attractive yields.

Moreover, the Bank of Canada's indication of a slower pace of future rate cuts suggests that the window for higher interest rates on cash deposits may remain narrow for some time. Investors should consider diversifying their portfolios to include a mix of growth-oriented and income-generating assets to mitigate the impact of low interest rates.

In conclusion, while cash is essential for liquidity and risk management, relying too heavily on it in the current economic climate can hinder overall portfolio performance. It's time to reassess your investment strategy and consider opportunities that can better withstand the challenges posed by persistently low interest rates.




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