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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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Rising Norovirus Cases: What You Need to Know About the 'Winter Vomiting Bug

 

Norovirus, often referred to as the "winter vomiting bug," is causing concern as cases surge across North America. This highly contagious virus is responsible for a significant number of gastroenteritis outbreaks, leading to symptoms such as nausea, vomiting, diarrhea, stomach cramps, and sometimes fever.

Recent reports indicate that norovirus cases have spiked above the five-year average in several regions, including Canada, the U.S., and the U.K. Health officials attribute this rise to the colder weather and a return to pre-pandemic social behaviors, which have disrupted previous patterns of virus transmission.

To protect yourself and others, it's crucial to practice good hygiene. Wash your hands frequently with soap and warm water for at least 20 seconds, especially after using the restroom and before eating. Avoid close contact with those who are sick, and clean and disinfect frequently-touched surfaces regularly.

Remember, while norovirus can be unpleasant, it is usually short-lived, with most people recovering within a couple of days. Stay vigilant and take preventive measures to help curb the spread of this nasty bug.



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